What Does the First Year Cost for a Nepali Student?
For most Nepali students, the first year of a bachelor’s or master’s in Australia costs about AUD 71,000 to 83,000, or about Rs 64 to 75 lakh.
That figure adds five things together: one year of tuition, living costs, health insurance, the visa fee and your flight. Tuition is the biggest part and the one that changes most. That is why the total moves up or down with your course and your university.
The amounts on this page are in Australian dollars (AUD), because that is how universities and the Australian government charge them. Rupee figures are rounded and change with the exchange rate, so check today’s rate with our AUD to Rs forex converter before you plan with your bank. This page is part of our guide to study in Australia from Nepal, which covers every step from choosing a course to landing.
Keep in mind that this is a planning figure, not a quote. Your offer letter shows your exact tuition, and the city you live in decides much of your living cost. A student sharing a room in Adelaide will spend less than one living alone in Sydney.
What Do You Pay in Nepal Before You Fly?
Before you leave Nepal, plan for about Rs 21 to 29 lakh, because most universities ask for the first semester’s tuition before they send your Confirmation of Enrolment.
The biggest payment is the tuition deposit. Most universities ask for one semester’s fee before they issue your Confirmation of Enrolment (CoE), and you need the CoE to apply for the visa. One semester is usually about AUD 17,500 to 24,000 at the universities on this page. Read the refund terms in your offer letter before you pay, so you know what comes back if the visa is refused.
You pay the visa fee online when you apply, and the Visa Pricing Estimator from Home Affairs shows the exact charge. Our post on the Australia student visa fee explains what is included. You book the medical at one of the panel clinics listed by the Australian Embassy in Nepal. You give fingerprints and a photo at VFS Global in Kathmandu, as our biometrics guide explains.
You will also need a police report from Nepal Police. If your first score is low, you may have to pay for an IELTS test in Nepal a second time. Set aside a little extra for courier, notary and translation fees, because these small costs add up.
How Much Are Tuition Fees in Australia by Level?
In 2026, a year of tuition usually costs AUD 27,000 to 35,000 for a diploma, AUD 35,000 to 47,000 for a bachelor’s and AUD 38,000 to 48,000 for a master’s.
These study in Australia fees come from the 2026 fee schedules that universities publish for international students. Fees differ by university, course and city, so the same degree can cost very different amounts. Courses with labs and placements, such as engineering, nursing and medicine, cost more than business or arts. That is why the average cost to study in Australia for international students tells you less than the fee for your own course.
Each figure is a yearly fee for full-time study in 2026. They come from Federation University’s 2026 fee schedule, Flinders University’s 2026 fee schedule, CQUniversity’s 2026 courses and fees list and UNSW’s international tuition fees. UNSW lists a price per unit of credit, so we multiplied it by 48, which is one full-time year; that sum is ours, not UNSW’s.
Use the table to shortlist, then open the course page, because the fee in your offer letter is the one you pay. Fees for students who start in 2027 will be a little higher.
Total Cost to Study in Australia from Nepal
The total cost to study in Australia from Nepal is about Rs 56 to 89 lakh for the first year, and Rs 1.35 to 2 crore for a whole degree.
To get these totals, we added one year of tuition to the costs every student pays. On its Student visa (subclass 500) page, Home Affairs asks you to show AUD 29,710 for a year of living and AUD 2,000 for travel. We used those figures. We then added the AUD 2,500 visa fee and about AUD 700 for health insurance. Together, these non-tuition costs come to about AUD 34,900, which is about Rs 32 lakh.
For the whole course, multiply by the number of years and add the one-off costs once. The table below uses round yearly fees close to the middle of the 2026 range.
These are planning figures for Nepali families, not exact prices. Fees usually rise a little each year, and living in Sydney or Melbourne can cost more than the Home Affairs figure. So keep a margin of about 10 percent. Part-time work can cover part of your living costs, but it should not be counted for tuition. Our cost of living in Australia page breaks living costs down by month and city.
How Much Money Do You Need to Show for the Visa?
You must show your first-year tuition, AUD 29,710 for living costs and AUD 2,000 for travel, which is about Rs 61 to 72 lakh for most students.
This is not an extra cost on top of the totals above. It is money the visa officer wants to see that you can use for your first year. Nepali families usually show it with bank savings, fixed deposits, an education loan or the parents’ income. Instead of savings, Home Affairs also accepts a parent’s or partner’s yearly income of at least AUD 87,856.
The Australia student visa requirements page explains what Home Affairs counts. Our guides to financial documents for the Australia student visa and the education loan process in Nepal show how Nepali banks prepare these documents. Each large deposit needs a clear source, so start early.
How Can You Lower the Cost of Studying in Australia?
The cost drops most when you choose a regional or newer university, start with a diploma, win a scholarship and share your housing.
Choosing the university is the biggest decision. In 2026, a bachelor’s in IT costs AUD 36,720 a year at CQUniversity but about AUD 61,000 at UNSW, a difference of about Rs 22 lakh every year. Regional cities also tend to have lower rent, and our post on regional study in Australia explains the visa benefits that come with them.
Most universities give merit scholarships that take part of the tuition off, and you are often considered automatically when you apply. Our page on scholarships in Australia for Nepali students lists the ones open to you. Starting with a diploma, as explained above, can also lower your first-year bill.
You can work up to 48 hours a fortnight while your course is in session, and full time in official breaks. That helps with rent and food, but plan your tuition without it, because a first job can take weeks to find. Read more about working hours for students in Australia. Sharing a room, cooking at home and using a student transport card also save money, and our student accommodation in Australia guide compares the options.
If you want help comparing the total cost of two offers, you can get advice wherever you live in Nepal, even in Dhangadhi. Our branches are in Kathmandu, Lalitpur, Chitwan, Itahari and Pokhara, so just get in touch.
What Costs Do Nepali Students Often Forget?
Students most often forget the yearly fee rise, the fee for repeating a subject, books and equipment, and the bond and first month in Australia.
Universities review their fees every year, so your second-year fee is usually a little higher than the first. Federation University and CQUniversity both say this on their 2026 schedules. If you fail a subject, you pay for it again when you repeat it. In a course that costs AUD 40,000 a year for 8 subjects, one repeated subject costs about AUD 5,000, which is about Rs 4.5 lakh.
On its fees and costs for international students page, TAFE NSW lists AUD 300 to 1,000 per course for books, uniforms and equipment. It also charges an AUD 100 application fee. Some universities, such as UNSW, also add a Student Services and Amenities Fee on top of tuition.
When you land, you need money for a rental bond, often up to four weeks’ rent, plus the first rent, bedding, a SIM card and groceries. Our guide on how much money Nepali students should carry to Australia covers this first month. Bank charges and the exchange rate also change what you pay in rupees, so compare banks in Nepal before each semester payment.
When Do You Pay Each Cost?
You pay in stages over about 6 to 9 months, starting with the English test and ending with each semester’s fee in Australia.
Most Nepali students take the English test and collect their documents about 6 to 9 months before the intake. After the offer letter arrives, you pay the tuition deposit and buy health insurance, and then you receive the CoE. Next, you apply for the visa and pay the visa fee at the same time. You book your flight only after the visa is granted.
Once you start, you pay each semester’s or term’s fee before its due date, usually a few weeks into the study period. This is why families in Nepal often arrange the loan or the fixed deposit in stages too. Our page on how to apply for an Australia student visa shows the full order of steps and how long each one takes.