The Three Essentials for an Australia Student Visa
To get an Australian student visa, you need three things in place: a Confirmation of Enrolment (CoE) from your university, enough money for your first year and an English test result.
The visa always comes after admission. First a university accepts you and sends an offer letter, and the marks, GPA and English score it asks for are explained in our guide to the requirements to study in Australia. Once you accept the offer and pay the deposit, the university sends your CoE, and from that point you can start on the visa. If you are still at the very start of your plans, our study in Australia from Nepal guide will take you through the cost, the work rules and student life.
Keep in mind that every amount here is in Australian dollars (AUD), because that is how Home Affairs publishes them. The rupee figures are rounded to the nearest lakh so they stay useful when the rate moves, and you can check the value on any day with our AUD to Rs forex converter.
Here is what each of the three essentials means for you.
Confirmation of Enrolment (CoE)
This is the document that confirms your place at the university. You cannot apply for the visa without it, so it always comes first.
Money for your first year
You show that you or your family can pay for a year of tuition, living costs and travel, with documents that explain where the money came from.
An English test
You need a recent IELTS, PTE Academic or TOEFL iBT result from a test centre, and a short English course can help if your score is a little low.
What Changed in Australia’s Student Visa Rules?
From 2 October 2026, most students can no longer include a partner or children in their student visa application.
This is the biggest change of the year, so if you are married or have children, please read this part first. Home Affairs, the Australian government department that decides visas, explains the rule on its changes to student visa application rules page. Only a few groups are exempt: PhD students, students sponsored by Australia’s foreign affairs department (DFAT) or by Defence, students holding a foreign-government scholarship, and eligible Pacific or ASEAN students. Family members also cannot be added after the visa is granted, so you cannot apply alone now and add your partner later.
So if your partner wants to come with you and you are not in an exempt group, talk to a counselor before you pay any deposit. Our guide to the student visa with spouse or dependants explains who is exempt and what options couples have.
Many Nepali students also miss a few earlier changes, because older guides often have not been updated. The Genuine Student requirement replaced the old entrant test for applications lodged, which means submitted, on or after 23 March 2024. New English minimums apply to tests taken on or after 7 August 2025, and you will find them in the English section. And offshore applications lodged on or after 14 November 2025 follow Ministerial Direction 115, which sets the order in which Home Affairs deals with applications.
Which Visa Do Nepali Students Apply For?
Nepali students apply for the Student visa (subclass 500), which is the visa for studying a registered course in Australia.
Home Affairs sets out every requirement on its Student visa (subclass 500) page. You may also hear about two other visas with similar names, so here is how the three differ.
You will also hear agents talk about the assessment level, or Evidence Level, of Nepal. Home Affairs gives every country and every education provider a level of 1, 2 or 3, and the level guides how much money and English evidence you attach when you apply. Home Affairs does not publish the levels, but it reviews them every March and September, and the September 2026 Evidence Level update took effect on 30 September 2026.
Agents report that Nepal is at Level 3, the highest of the three, although this is not official. What this means for you is simple: prepare a complete file from the start, because an officer can still ask for any document later. Our guide to the assessment level of Nepal for Australia explains the levels in more detail.
Here are the Australia student visa requirements, one by one.
- Confirmation of Enrolment (CoE): you need a valid CoE on the day the visa is decided, and the name on it must match your passport. Our Confirmation of Enrolment (CoE) guide explains how to get it.
- Genuine Student (GS) requirement: GS is the check that you are really going to Australia to study. You answer a few questions inside the visa form, and the official Genuine Student page lists the evidence that supports your answers.
- English test: an IELTS, PTE Academic or TOEFL iBT result taken at a test centre, unless you are exempt.
- Money: proof that you can pay for your first year of tuition, living costs and travel, shown through banks and other registered lenders.
- Health insurance: Overseas Student Health Cover (OSHC) for your whole stay. The government health cover site lists the approved providers.
- Passport and academic documents: a valid passport, your SEE and +2 certificates and transcripts, your bachelor’s documents if you have a degree, and work letters that explain any study gap.
- Health and character: you may be asked for a health examination, a police certificate and biometrics, which means your photo and fingerprints.
How Do You Lodge Your Student Visa Application?
You lodge your student visa application yourself, online through an ImmiAccount, once you hold your CoE and have bought your OSHC.
An ImmiAccount is your own account on the Home Affairs website, where you fill in the form and attach everything. From the offer letter to lodgement, plan for about 2 to 3 months, because bank, loan and sponsor documents in Nepal take time to arrange. That is why it helps to start collecting them as soon as your offer letter arrives.
The order of every step, from choosing a course to boarding your flight, and how long each one usually takes, is in our guide on how to apply for an Australia student visa. Inside the visa form itself, you do three things.
- Answer the Genuine Student questions in your own words.
- Attach your documents as clear scans, with translations for anything not in English.
- Pay the visa fee online, and keep the receipt.
What English Score Do You Need for an Australia Student Visa?
For tests taken on or after 7 August 2025, the visa asks for IELTS 6.0 or the matching score in PTE Academic or TOEFL iBT.
These are the Home Affairs minimums for the visa, and your university may ask for a higher score for your course. There are also two rules that many Nepali students miss. Your result must be less than 2 years old on the day you apply, and Home Affairs does not accept tests taken at home or online, so always book your test at a test centre. If you took your test some time ago, check its date before you pay any deposit.
Here is the score you need in each test.
IELTS
6.0 overall, in either Academic or General Training.
TOEFL iBT
67 overall. Choose “Taking TOEFL for Australia” when you register.
If your score is a little short, you can still get the visa by first studying an English course before your degree, which lowers the score you need.
This kind of course is called ELICOS, which is short for English Language Intensive Courses for Overseas Students. The longer your English course, the lower the visa score, as this Home Affairs table shows.
Keep in mind that your university still sets its own score for your degree, and it is often higher than the visa minimum, especially for a master’s. You can find the scores for each level in our guide to minimum IELTS and PTE for Australia.
How Much Money Do You Need to Show for an Australia Student Visa?
You need to show enough money to cover 12 months of tuition, 12 months of living costs and your travel to Australia.
Home Affairs sets the rules for this, and they are the same for every Nepali student. The living-cost and travel amounts are fixed, while the tuition amount is the one on your offer letter. Any fees you have already paid are taken off, as long as you have a receipt or your CoE shows the payment. And if your course is shorter than 12 months, the amounts are worked out for the length of your course.
Tuition is the part that changes most from one course to another, and our cost to study in Australia page lists the usual fees by level. Here is what Home Affairs counts.
Living costs
AUD 29,710 for 12 months for a single student, which is about Rs 27 lakh.
Tuition fees
12 months of course fees, less anything you have already paid.
Travel costs
AUD 2,000 for your travel, which is about Rs 1.8 lakh.
What counts as financial proof from Nepal?
The Australian High Commission guidance for Nepal says the money must come through registered financial institutions. In practice that means itemised bank statements, bank balance certificates, fixed or term deposits and education loans. Home Affairs will also want to know where any large deposit came from, so here is what each kind of evidence usually needs.
- Education loan: the sanction letter, proof of the collateral and proof that your family can repay. Our guide to the education loan process in Nepal explains each step.
- Savings and deposits: a document that explains where a large deposit came from, such as a land sale deed, salary records or a record of a family transfer.
- Business or rental income: tax clearance certificates and business registration documents. Keep in mind that business audit reports are not accepted.
- Salary income: salary certificates, payslips, the employment contract and income tax assessments.
- Money from a sponsor: if someone else is paying, documents that show your relationship, their identity documents and any support they have given you before.
- Self-declarations: a typed letter about a parent’s income does not count on its own, so always attach the documents behind it.
Our guide to Australia student visa financial documents shows how to arrange each of these.
Can your family show income instead of savings?
Yes, there is a second way to meet the money requirement, called the income route. Under it, your parents or your partner must have earned at least AUD 87,856, which is about Rs 80 lakh, in the 12 months before you apply. Home Affairs wants official government documents for this, such as tax assessments less than 12 months old, and it does not accept bank statements or employer letters for this route.
The family amounts below apply only to the exempt students described in the section on what changed, such as PhD students.
What Documents Do Nepali Students Need for the Student Visa?
For the visa you need your passport, CoE, academic documents, English result, money documents and OSHC, plus a health examination, a police certificate and biometrics if Home Affairs asks.
You will already have most of these from your admission, so use this checklist to see what is still missing. The one rule that matters for every document is that your name and dates must be the same everywhere.
- Passport: valid for your whole course.
- CoE and offer letter from your university.
- Academic documents: your SEE and +2 certificates and transcripts, and your bachelor’s transcripts if you have a degree, with translations for anything not in English.
- English test result from the last 2 years.
- Money documents: your bank and loan documents, plus your sponsor’s income documents, a relationship certificate and a signed sponsorship letter.
- No Objection Certificate (NOC): many Nepali students need one from the Ministry of Education before money can be sent abroad for fees. Our No Objection Certificate (NOC) guide explains how to apply.
- Police certificate: Home Affairs asks for one in some cases, and our police clearance report guide shows how to get it in Nepal.
- Health examination: some applicants need one. You can check under “My Health Declarations” in your ImmiAccount, and you are allowed to have the examination before you apply.
- Biometrics: every applicant in Nepal gives a face photo and fingerprints at the Australian biometrics centre in Kathmandu, booked through VFS Global.
Book the last two with care. The Australian Embassy in Nepal says six Australian panel clinics operate in Nepal, so have your health examination only at a clinic on the Home Affairs list. For biometrics, Home Affairs gives you 14 days from the date of the request letter, so book your appointment as soon as the letter arrives.
It also helps to keep scanned copies of everything in one folder with clear file names, such as “bank-statement-sponsor”, so that you can reply quickly if Home Affairs asks for more information.
How Much Is the Australia Student Visa Fee and How Long Does It Take?
The visa fee starts at AUD 2,500, which is about Rs 2.3 lakh, and Home Affairs gives processing times only as a guide.
You pay the fee online when you lodge. Lower fees exist for some Pacific, Timor-Leste and ASEAN citizens and for students who apply only for an English course, but they do not apply to Nepali students going for a degree. Fees can change, so check the amount on the day you lodge.
On top of the visa fee, you pay separately for your OSHC, your English test, any health examination and the translation of your documents, so add these to your budget as well.
For timing, the visa processing time guide shows how long recently decided applications took, but it is not a promise for your own application. Applications usually take longer when documents are missing, names do not match or a deposit is not explained, so a complete file is the best way to avoid delays.
That is also why you should not book your flight or pay a rent deposit until you hold your grant letter. If a request for more information delays the decision, money paid early can be lost.
What Rights Do You Get With the Student Visa?
With a student visa you can study your course, work a limited number of hours and stay in Australia for as long as you are enrolled.
Many Nepali students plan to cover part of their living costs with a part-time job, so it is worth understanding the work limit before you arrive. The visa also comes with conditions, and your grant letter lists them. These are the three rules that matter most once you land.
Work rights
Up to 48 hours per fortnight while your course is in session, and unlimited hours during official breaks. Our working hours for students in Australia page explains how the fortnight is counted.
Health cover
Keep your OSHC active for the whole time you are in Australia, not only for your first year.
Stay duration
Up to 6 years, in line with your enrolment, so your visa follows the length of your course.
Why Do Australia Student Visa Applications Get Refused?
Most refusals come from a weak Genuine Student case, money that is not clearly explained, or documents that do not match.
The good news is that you can avoid most of these problems if you know about them in advance. These are the patterns that most often hurt Nepali applicants:
- A large deposit made just before applying, with no explanation of where it came from, or a loan with no proof of collateral.
- GS answers copied from a sample, which say nothing about your own study and work history.
- A course with no link to your +2 stream or bachelor’s subject, and no explanation of why you are changing field.
- Family members in Australia, earlier visa refusals or study gaps that you did not mention. Home Affairs checks your immigration history, so always tell the truth.
- Altered or false documents, which can lead to a refusal and a ban on later applications.
Our guide to Australia student visa rejection reasons looks at each of these in more detail.
How Can Nepali Students Strengthen Their Visa Application?
You can make your application stronger by answering the Genuine Student questions in your own words, backing every answer with documents and applying early.
The GS questions ask about three things: your circumstances in Nepal, why you chose this course and this university, and how the course will help you. Each answer can be up to 150 words and must be written in English. Home Affairs says answers backed by evidence carry more weight, so write every answer as something you can also prove with a document.
Useful evidence from Nepal includes:
- Your transcripts and certificates from earlier study.
- Job letters, tax returns or business documents covering the 12 months before you apply.
- Proof of your family, community and economic ties to Nepal.
- A clear reason for choosing Australia if a similar course is available in Nepal.
Our Genuine Student requirement guide walks you through each question. Beyond that, apply well before your intake so that a request for more information does not cost you your start date, and check once more that names, dates and amounts match on your passport, transcripts, citizenship certificate and bank documents.
And remember that Home Affairs says you do not need an agent to lodge your application. If you do use one, check that they are on the official register of migration agents, and never pay for “show money” arrangements or accept fake bank documents, because they can put your whole application at risk.
Prakash Regmi
Co-ordinator / Senior CounselorPrakash guides students like you to make smart study abroad choices, with expert advice on universities, scholarships, visas, and career planning. Friendly, experienced, and ready to help you every step of the way.
Need help with your Australia student visa?
You do not have to prepare all of this on your own. Wherever you live in Nepal, a Goreto counselor can check your CoE, money documents and Genuine Student answers before you lodge. We have branches in Kathmandu, Lalitpur, Chitwan, Itahari and Pokhara, and you can find the nearest one on our contact page or book a free consultation with the button above.
FAQs on Australia Student Visa Requirements
There is no fixed time. The Home Affairs processing-time guide shows how long recently decided applications took, but your own time depends mostly on how complete your documents are. So apply well before your intake, and reply quickly if Home Affairs asks you for more information.
You need your passport, your CoE, your SEE and +2 documents (and your bachelor’s documents if you have a degree), an English test result, your money documents, OSHC and evidence for your Genuine Student answers. Most Nepali students also need a No Objection Certificate, a relationship certificate and their sponsor’s income documents. Home Affairs may ask for a health examination, a police certificate or biometrics as well.
The GS requirement is how Home Affairs checks that studying is your main reason for going to Australia. You answer questions in the visa form about your life in Nepal, why you chose your course and university, and how it will help you. Answers that are backed by documents carry the most weight.
For most students the answer is now no. Under the new rule, only exempt groups such as PhD students can include a partner or children, and family members cannot be added after the visa is granted. If you think you may be exempt, ask a counselor to check before you apply.
Home Affairs does not set a fixed period. What it does ask is that you explain where large deposits came from, which is why many Nepali consultancies prepare 3 to 6 months of statements. A clear record of where the money came from matters more than the number of months.
Agents report that Nepal is at Evidence Level 3, but this is not official, because Home Affairs does not publish the levels. The level guides how much money and English evidence you attach when you apply. Either way, prepare a complete file, because an officer can ask for more documents at any time.
Yes, you can. Home Affairs accepts PTE Academic and TOEFL iBT in place of IELTS. And if your score is a little low, an English course (ELICOS) before your degree lowers the score the visa asks for.
The visa rules are the same for diploma, bachelor’s and master’s students. What changes is the amount of money and how you explain your choice: master’s tuition is usually higher, and your GS answers should show how your bachelor’s subject leads to the master’s course you have chosen.
The overall grant rate for Nepali students changes every month, and our page on the Australia visa success rate from Nepal tracks the latest Home Affairs figures. Still, no single rate applies to you, because your result depends on your qualifications, your study plan, your money and your evidence. It is far more useful to ask a counselor to check your documents before you lodge, because that shows where your application is strong and where it needs work.
Your refusal letter explains the reasons and tells you whether you can ask for a review. You can also apply again with stronger evidence, so read the letter carefully and fix each reason it gives before you lodge a new application.